Long Term Care Insurance

We offer a wide range of financial solutions for you and your family. Click and option below to learn more.

Long Term Care Insurance

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What is universal life insurance?

Universal life insurance works in a similar way to whole life insurance, but you have more flexibility about taking money early. You can even borrow money and repay it later; although, if there’s any loan outstanding when you die, the policy’s payout can be significantly affected.

What to consider before getting life insurance.

The premiums you pay depend heavily on your age and medical history, along with the amount you want the policy to pay out. So, it’s important to seek expert advice before committing to life insurance.

Contact us and we’ll walk you through the options and help you to determine if term life insurance, whole life insurance, or universal life insurance are right for you.

What is universal life insurance?

Universal life insurance works in a similar way to whole life insurance, but you have more flexibility about taking money early. You can even borrow money and repay it later; although, if there’s any loan outstanding when you die, the policy’s payout can be significantly affected.

What to consider before getting life insurance.

The premiums you pay depend heavily on your age and medical history, along with the amount you want the policy to pay out. So, it’s important to seek expert advice before committing to life insurance.

Contact us and we’ll walk you through the options and help you to determine if term life insurance, whole life insurance, or universal life insurance are right for you.

nurse, heart, pulse

Long Term Care Solutions

As an independent advisor I have access to multiple top-rated life insurance carriers. I’ll take the time to compare rates at all the companies we represent to find you the best deal!

Contact Us

Smart Pro Financial – Joshiwa Graham
6710 Professional Parkway West Suite 305 Sarasota, Florida 34240
United States
Phone: (941) 258-1776

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Schedule a 15-minute phone consultation with Joshiwa to discuss your financial and insurance goals. 

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  • Get the coverage you need.
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